ReFi Week ending 8/13

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 · There’s a silver lining to the recent economic turbulence: Mortgage rates have tumbled in recent weeks, triggering a rush to refinance and a race to the closing table for many Twin Citians. At the end of last week the average conforming 30-year fixed-rate mortgage fell to 3.6%, according to a weekly survey by Freddie Mac.

ReFi Week ending 8/13. contents 10 consecutive years Rate averaged 3.80 Net export sales report 4.25% moderately edged borrowers received rates There were few changes this week. the end of 2018. With lower rates this year, their rating has climbed back to positive.

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. mortgage averaged 3.6 percent for the week ending Aug. 15, the same as last week. A year ago, mortgage rates stood at 4.53 percent. Low mortgage rates help propel U.S. home sales and the refinance.

I must be mad, because after multiple mortgage refinances, I’ve decided to take my own advice on improving my cash flow further by trying to refinance my mortgage again! I say ‘trying’ because getting a mortgage or refinancing a mortgage is still not a slam dunk like it was pre-2007. Lending standards are strict with ~740 being the average credit score for denied mortgage applicants.

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The Refinance Index increased 19 percent from the previous week. The seasonally adjusted purchase index decreased 2 percent from one week earlier. The unadjusted purchase index increased 4 percent compared with the previous week and was 17 percent higher than the same week one year ago. Jerry W. on February 9, 2017 8:13 pm.

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The 30-year fixed-rate mortgage averaged 3.49% during the week ending Sept. 5, down 9 basis points from the previous week,

HAMP Redefault Rate Less Than 2% After Six Months In a basic HAMP Tier 2 modification, the mortgage servicer uses a. capitalizing the arrears; reducing the interest rate to a permanent, fixed-rate; extending the term of the loan to 480 months, 9.4 Re-default and Loss of Good Standing. that is equal to or less than the pre-modified P&I mortgage payment.