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Becoming a first-time home buyer can be overwhelming. Try these 17 tips to make saving for, finding and buying your dream home a breeze. We’ll help you navigate the process more smoothly and save.
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These are fees you can choose to pay the lender to reduce your interest rate. Generally, each point you purchase will lower your rate by 0.25% (for example, a 6.50% interest rate would be lowered to 6.25%). This, however, depends on the term of the loan. The cost of buying one point is equal to 1% of the loan amount.
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Expert advice on setting a budget, securing a mortgage. home usually means buying a single-family house. If, however, you’re in a city like New York, there are many more options. "Knowing your.
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If you’ve been self-employed for less than two years, it may be necessary to show additional documentation regarding the likelihood of continued income. While the specific forms necessary are dependent on how you incorporate your business , in general, we’ll need personal tax returns (and, if it’s a corporation, W-2s) as well as a.
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